Mortgage enforcement on real estate
نویسندگان
چکیده
منابع مشابه
Mortgage Default Risk and Real Estate Prices: The Use of Index-Based Futures and Options in Real Estate
Evidence is shown, using US foreclosure data by state 1975–93, that periods of high default rates on home mortgages strongly tend to follow real estate price declines or interruptions in real estate price increase. The relation between price decline and foreclosure rates is modelled using a distributed lag. Using this model, holders of residential mortgage portfolios could hedge some of the ris...
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The Korean government announced new policies to regulate mortgage lending that aim to decrease both the loan-to-value ratio and the debt-to-income ratio, in 2008. These policies were implemented on the expectation that they will control housing demand and stabilize house prices, focusing only on the current market status. However, it is difficult to analyze the effectiveness of these kinds of p...
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The Korean real estate market is currently experiencing a slowdown due to the global economic crisis which has resulted from subprime mortgage lending practices. In response, the Korean government has enforced various policies, based on intend to deregulate real estate speculation, such as increasing the Loan to value ratio (LTV) in order to stimulate housing supply, demand and accompanying hou...
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Real estate investments are typically characterized by high degrees of leverage and long loan tenures. In perfect capital markets, leverage has no impact on the investment decision apart from tax considerations. However, the mortgage financing market is imperfect in many countries. In the presence of market imperfections, an optimal holding period exists for real property investments. We provid...
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ژورنال
عنوان ژورنال: Megatrend revija
سال: 2015
ISSN: 1820-3159
DOI: 10.5937/megrev1502185s